The Rule of 72
Do you know how long it may take for your investments to double in value? The Rule of 72 is a quick way to figure it out.
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You face a risk for which the market does not compensate you, that can not be easily reduced through diversification.
Lifestyle inflation can be the enemy of wealth building. What could happen if you invested instead of buying more stuff?
Have income that isn’t subject to tax withholding? Or insufficient withholdings? You may have to pay estimated taxes.